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Our game plan when tackling your financial needs begins with a comprehensive approach to your entire financial situation.

The RoseCrete Difference

The RoseCrete Difference

We are not the firm that only "takes care of everything for you so you don't have to look at it." This strategy often leaves you in the dark and perpetuates financial illiteracy. 

Ask yourself, "Would I be as successful as I am if my coaches never shared the game plan with me?" Managing your money is no different. 

Instead, we educate our clients about financial concepts and products, and take the mystery out of investing, insurance, estate conservation, and building and preserving wealth.

We value teamwork. Therefore, we work side by side with our clients to develop and implement suitable strategies for them.

We take care of your financial needs AND equip you with knowledge which helps you become confident on your road to financial freedom. 

What do you want your legacy to be?

Budget & Save

Control your money or it will control you.

We understand the many challenges that professional athletes face today and know the biggest concern for many is running out of their hard earned money. We focus on money management, as well as other issues that are critical to your financial well being. 

Invest & Retire

When it's all said and done, will you have enough?

Whether you are just starting your career as a rookie or a 15 year veteran preparing for retirement, our services are aimed at helping you reach your goals. It's never too early. It's never too late. Let's get started today!

Plan & Give

Put a plan behind your passion.

What is your passion? Perhaps it's your children or maybe it's bringing awareness to a disease that impacts your family. Regardless, it takes perseverance and good habits to get you to a point where you are able to give back and make a major impact.

Protect & Live

It's not just about you. Take care of your loved ones.

Protecting your hard earned wealth is just as important as earning it. Our risk management strategies which may include discussions around insurance or trusts and estate plans are all aimed at protecting your assets. decide and we will help you every step of the way.

Asset Management

Asset Management

Accumulation planning addresses an individual's investment needs, asset allocation, and the suitability of different types of securities in light of your goals and risk tolerance. 

Accumulation planning also involves the choice of securities for your investment portfolio. Basic securities are stocks, bonds, and mutual funds. Separately managed accounts, indices, option strategies, short-term assets, and annuities are also used to optimize your portfolio. 

Risk Management

Risk Management

Risk management is intended to minimize financial and other losses potentially associated with risks to your assets, business, or health.

Some examples of risk are personal and professional liability, business ownership, property loss, and catastrophic illness or disability. Your first line of defense is to identify your sources of risk and then to either avoid or minimize the major exposures. Your last line of defense is insurance.

Business Planning

Business Planning

Business planning focuses on issues specific to business owners and shareholders. For most business owners, the business is their most significant asset, and the financial success of that business has an immediate impact on the economic security of their families.

Without proper planning, you may have difficulty tapping the value of your business to support your retirement, or your family may lose the value of your business at your death. 

Tax Planning

Tax Planning

Tax planning considers the tax implications of individual, investment, or business decisions, usually with the goal of minimizing tax liability. While decisions are rarely made solely on their tax impact, you should have a working knowledge of the income or estate tax issues and costs involved.

A major goal of tax planning is minimizing federal income tax liability. This can be achieved by 1) reducing taxable income through income deferral or shifting 2) deduction planning 3) investment tax planning 4) year-end planning strategies.

Retirement Planning

Retirement Planning

Retirement planning involves evaluating your current financial standing and creating an accumulation strategy that will help to ensure a desired retirement lifestyle. Because an individual's retirement years can span decades, retirement planning generally dominates other financial goals.

A successful plan put into place during the wealth-building life span should address ways to maximize growth and tax-efficient distributions, as well as how to leave retirement assets to the next generation.

Estate Planning

Estate Planning

Estate planning creates a master plan for the management of your property during life and the distribution of that property at death. For most people, estate planning will:

  • Give you more control over your assets during your life
  • Provide care when you are disabled
  • Allow for the transfer of wealth to whom you want, when you want, at the lowest possible cost

Common estate planning issues addressed in the wealth management process include 1) the transfer of wealth 2) the minimization of transfer taxes 3) asset protection 4) charitable giving. 

Download "Retire Happy," Our Free Ebook!

Are you looking forward to retirement? Are you really prepared for what lies ahead? Our free ebook can help you find out. Register today to receive your copy of "Retire Happy: A Simple Guide to Your Next Big Adventure."

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For more information about our firm and the services we offer, send us a quick email or give us a call. We would love the opportunity to speak with you.

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